What AI subscriptions cost now.

AI subscription prices in 2026 center on $20 a month: ChatGPT Plus and Claude Pro cost $20, and Google AI Pro costs $19.99. Of the 32 tools below with a public price, 28 have a cheapest paid plan between $9.99 and $30 a month. Top tiers run $100 to $200 at OpenAI, Anthropic and Google, and video tools go higher.

Below are 33 tools in six tables, from chat assistants to meeting notes, and every row links to the vendor’s own pricing page. Prices are US dollars per month for one person, before tax. We include Cyborb, a desktop AI agent from Orbioom and our product, as one row marked (ours).

01How much do ChatGPT, Claude and Gemini cost?

ChatGPT Plus and Claude Pro cost $20 a month and Google AI Pro costs $19.99, with cheaper or free plans below them and $100 to $200 power tiers above.

Checked on September 28, 2026. Each tool name links to its official pricing page.

Two details change the math. OpenAI stopped taking new subscribers for its $200 Pro tier on September 10, 2026, though Pro at $100 is still on sale. And on Microsoft 365 Family, the AI features belong to the subscription owner only, not all six people.

02What do AI coding tools cost?

Most AI coding plans start at $20 a month, GitHub Copilot starts at $10, and heavy-use tiers run $100 to $200. App builders such as Lovable and Bolt start at $25.

Claude Code and Codex are not listed here because they come with the Claude and ChatGPT plans above. For what each coding plan’s allowance actually buys, see AI coding plans compared.

Checked on September 28, 2026.

03What do Midjourney and other AI image generators cost?

Midjourney starts at $10 a month with no free plan, Adobe Firefly starts at $9.99, and Ideogram, Leonardo and Krea add free tiers below paid plans of $12 to $35.

Checked on September 28, 2026.

Price is only half the choice. Our guide to the best AI image generators compares what each one does well and who owns the output.

04What do Runway and other AI video tools cost?

AI video plans start at $10 to $30 a month, and heavy tiers run from $95 at Runway to $300 at Luma, with Pika’s top plan reaching $880.

Checked on September 28, 2026.

For quality, clip length and sound, see AI video generators compared.

05What do ElevenLabs, Suno and other AI audio tools cost?

ElevenLabs starts at $6 a month and Suno and Udio at $10, and all three have free plans with tight limits.

Checked on September 28, 2026.

06What do AI meeting note takers cost?

Otter, Granola and Fathom all have free plans, and their individual paid plans cost $14 to $20 a month, less when billed yearly.

Checked on September 28, 2026.

07Which AI tools have a free plan?

27 of the 33 tools here offer some free use, but free tiers are small and often exclude commercial use. Midjourney, Luma, Adobe Firefly and Replit list no free plan on their pricing pages. Pika’s free plan comes with no monthly credits, so you buy packs, and Grok’s plans page shows no prices without signing in.

Read the fine print on anything you plan to publish. Suno’s free songs carry no commercial rights, Pika’s Free and Starter plans exclude a commercial license, and Leonardo’s free creations are public.

08How do you avoid paying twice for AI?

Check what your current subscriptions already include before adding one, because the big bundles now cover much of what people buy separately.

• Claude Pro includes Claude Code, and ChatGPT Plus includes Codex, so light coding may not need a separate plan.

• Microsoft 365 Personal, at $9.99, includes Copilot in Word, Excel and PowerPoint.

• Google AI Pro bundles Gemini, 1,000 Flow credits for AI video, the Jules and Antigravity coding agents, 5 TB of storage and YouTube Premium Lite.

• Multi-model tools overlap single-model ones. Runway’s plans include Kling 3.0 and Nano Banana Pro, Luma’s include third-party image and video models, and Adobe Firefly offers models from Adobe, Google and others.

The overlap adds up. ChatGPT Plus, Claude Pro, Google AI Pro, Cursor Pro and Midjourney Standard together cost $109.99 a month, or $1,319.88 a year. Many people can cover the same ground with one assistant and one specialist tool; our solo founder AI stack shows a lean setup.

09Is yearly billing worth it?

Yes, for a tool you already use every week: across the 18 tools where we could compare a monthly and a yearly price, paying yearly saves 10% to 51%. We ran the numbers from the vendors’ pages.

In between, Krea saves 40%, Descript 33% and Ideogram 25%, while Claude, Microsoft 365, Notion, Luma and HeyGen save about 17%.

If you pay per token instead of per month, the math is different; our LLM API pricing comparison covers it, and cutting your AI bill covers the discounts.

10FAQ

Read next: what $20, $100 and $200 AI coding plans buy, why your AI tool says wait, and the AI stack for a company of one.