An AI music generator turns a short description, and optionally your own lyrics, into a finished track with vocals and instruments. The main options in 2026 are Suno, Google’s Lyria 3.5 and ElevenLabs’ Eleven Music. Making a decent song is now the easy part.
The hard part is what you may do with it. That depends on the service, and on the plan you were on when you made the track. This guide covers the main tools, how to prompt them, what each one’s terms allow as of September 2026, and how streaming services treat AI music.
- Suno, Google Lyria 3.5 and Eleven Music are the main options in 2026. Udio currently keeps every track inside its own app.
- Rights follow the plan you used when you made a track. Suno’s free plan is personal use only, and upgrading later does not change that.
- Eleven Music’s paid plans allow commercial use, except in film, TV, radio and some games. Its Free and Starter plans cannot release to streaming services.
- Spotify allows AI music but bans unauthorized voice clones. Deezer keeps fully AI tracks out of recommendations, and Bandcamp bans them.
- In the US, a prompt alone is unlikely to make you an author. Your own lyrics, performance and edits are what copyright protects.
The main AI music generators in 2026
Four services cover most of what people use today. Each has a different relationship with the music industry, and that shapes what you can do with the output.
Suno launched its v6 models on September 9, 2026, with Warner Music Group, BMG and Believe as partners. Paid plans can split a song into up to 12 stems, or pick from nearly 100 instruments on the top plan. Universal and Sony, which did not settle, sued Suno again on September 18.
Available to all Gemini app users since September 4, 2026, and to developers through the Gemini API. It writes songs with vocals, and Google’s prompting tips show the app can start from a photo. The API does not allow prompts that ask for a specific artist’s voice or copyrighted lyrics.
ElevenLabs publishes a plan-by-plan table of what you may do with each track. Its API can return separate stems. The terms bar customers in some sectors, including firearms, tobacco, adult content and political campaigning.
Udio settled with Universal in October 2025 and Warner in November 2025, and is building a licensed platform promised for 2026. Until then, its terms forbid downloads, posting tracks to streaming or social platforms, and any commercial use.
How to prompt an AI music generator
Brief the tool the way a producer briefs a band: genre and era, mood, tempo, three or four instruments, the vocal sound, and how the song should build. Google’s own tips for Lyria follow the same pattern.
Warm 1970s soul ballad at about 72 BPM. Rhodes electric piano, brushed drums, upright bass and soft strings. Intimate female alto vocal, close to the microphone, with a little rasp. Quiet, sparse verses that build to a big final chorus with backing harmonies.
Instrumental only. Upbeat lo-fi hip hop for a 60-second product video, around 90 BPM. Dusty drum loop, mellow electric piano, warm bass, light vinyl crackle. Steady energy with no sudden drops, so a voice-over stays easy to hear.
If you write your own lyrics, label the sections so the tool knows where the chorus goes:
[Verse] Flour on the counter, lights still low The whole street's sleeping, but the ovens glow [Chorus] Come in early, come in cold Leave with something warm to hold [Outro] Leave with something warm to hold
Describe a sound instead of naming an artist. “Breathy 1990s trip-hop vocal over a slow, dusty groove” gets you further than a band’s name, and it keeps you clear of the impersonation rules covered below.
Stems and editing: how to finish a track
A first generation is a draft. The difference between a demo and a finished track is usually editing:
Generate several takes
Run the same prompt three or four times. Melodies and vocal takes vary a lot between runs.
Fix the weak section, not the whole song
If your tool can regenerate or extend one section, repair the bridge instead of starting over. Google’s Lyria API cannot refine a clip across follow-up prompts, so with it, editing happens after export.
Split it into stems
On paid plans, Suno regenerates each stem with its latest model instead of cutting the mix apart, which Suno says keeps parts clean. Eleven Music offers stems through its API on paid plans.
Add a human layer
Record your own vocal or an instrument, rewrite the lyrics, or rearrange the parts. It makes the track yours, and it is the part copyright can protect.
Mix and master
Balance the stems in an editor such as GarageBand, Logic, Ableton Live or FL Studio, then master for loudness before release.
For a soundtrack under a clip, see our guides to AI video generators and motion graphics with AI. For spoken narration instead of a song, our guide to AI voice generators covers that, and AI video editing covers dropping the finished track into the cut.
What can you do commercially with AI music?
Here is what each service’s own terms say as of September 2026. Terms change often, so reread them before you release anything.
| Service | Free plan | Paid plans | Streaming services |
|---|---|---|---|
| Suno | Personal, non-commercial use only | Suno assigns you its rights. Commercial use needs a permitted download within your monthly allowance. | Allowed on paid plans, subject to each platform’s rules |
| Eleven Music | No downloads; credit ElevenLabs when you distribute | Commercial use except film, TV, radio and “Studio Games” (the Enterprise Music plan covers those) | Prohibited on Free and Starter; allowed from Creator up |
| Google Lyria | Google says it won’t claim ownership of what you generate | Same | Not addressed directly; check Google’s terms |
| Udio | No downloads, no commercial use | Same | Forbidden |
Eleven Music defines Studio Games as commercial video games released on more than one platform. Google’s terms are the least specific: they say Google won’t claim ownership, but do not spell out sales or streaming. The API terms also warn that similar output may be generated for others.
Two more details matter. Remixes of other people’s Suno songs are personal use only, even on paid plans. And both Suno and ElevenLabs warn that your output may not be unique: a similar track can be generated for someone else.
How streaming platforms treat AI music
Most platforms accept AI music, with conditions. The pressure comes from volume: Deezer says AI tracks make up a large share of uploads but very little listening.
By June 2026, Deezer reported that AI tracks passed half of its daily uploads, about 90,000 a day. Here is how the major platforms respond:
Spotify allows AI music and treats it like any other music. It bans vocal impersonation unless the artist has authorized it, filters spam such as mass uploads and artificially short tracks, and shows AI credits your distributor supplies. From mid-September 2026, artists whose identity is AI-generated get an “AI Persona” badge and, by default, are left out of editorial and algorithmic recommendations unless you follow them.
Deezer tags fully AI tracks and keeps them out of algorithmic recommendations and editorial playlists. It plans to remove AI tracks with no streams in six months or with fraudulent streams.
YouTube lets you monetize original work, but not mass-produced or repetitive AI content made from generic templates.
Bandcamp has banned music made wholly or in substantial part by AI since January 2026, along with AI impersonation of artists or styles.
Simple rules to stay safe
FAQ
Can I sell music made with an AI music generator?
Yes, if your plan’s terms allow commercial use and the store or platform accepts AI music. On Suno that means a paid plan and a permitted download. On Eleven Music, any paid plan covers most uses, but film, TV, radio and some games need the Enterprise Music plan. Udio does not allow it for now.
Can I upload AI music to Spotify?
Yes. Spotify accepts AI music released through a distributor, as long as it does not impersonate a real artist without permission or behave like spam. Check that your generator’s plan allows streaming distribution first: Eleven Music’s Free and Starter plans do not.
Do I own the copyright in an AI-generated song?
In the US, probably not for the parts the AI generated from your prompt. The Copyright Office concluded in January 2025 that prompts alone are unlikely to make you the author, while your own lyrics, performance and meaningful edits can be protected. Our guide on who owns AI-generated content covers the details.
Can I make a song in the style of a famous artist?
Describing a genre, era or mood is fine. Imitating a specific artist is where trouble starts: Spotify bans unauthorized vocal impersonation, Bandcamp bans AI imitation of artists or styles, and Google’s Lyria API does not allow prompts for specific artist voices.
- Make anything you might release on a paid plan that allows it, and keep proof.
- Read the terms of your exact plan: streaming, film and games often have separate rules.
- Describe sounds, never imitate a named artist.
- Add a human layer, because that is what copyright protects.
Next, read who owns AI-generated content, or set your track to pictures with our guide to AI video generators.
- Terms of Service, Suno, revised August 2026
- If I subscribe, do I get rights for the songs I made before subscribing?, Suno Help Center
- We’ve made improvements to Stem Separation, Suno, June 2026
- Universal and Sony sue Suno for a second time, Music Business Worldwide, September 2026
- Terms of Service, Udio, revised November 2025
- Universal Music settles Udio lawsuit, Music Business Worldwide, October 2025
- Warner Music Group signs AI licensing agreement with Udio, Music Week, November 2025
- Eleven Music model-specific terms, ElevenLabs, May 2026
- Music terms, ElevenLabs, May 2026
- Create your best tracks yet with Lyria 3.5 in Gemini, Google, September 2026
- Generate music with Lyria 3.5, Google AI for Developers
- Gemini API additional terms of service, Google, March 2026
- Google Terms of Service, Google, July 2026
- 6 tips for prompting Lyria 3 in the Gemini app, Google, February 2026
- Spotify strengthens AI protections, Spotify, September 2025
- A new label for AI-generated artist identities, Spotify, August 2026
- AI-generated tracks represent 44% of new uploaded music, Deezer, April 2026
- Deezer says more than 50% of daily uploads are AI-generated, TechCrunch, July 2026
- Bandcamp takes a stand against AI music, TechCrunch, January 2026
- Channel monetization policies, YouTube Help
- Copyright and Artificial Intelligence, Part 2: Copyrightability, US Copyright Office, January 2025




